---
title: "Optimum SME Finance Ltd: UK sponsor licence status"
canonical: https://uk-sponsors.getborderless.co.uk/sponsors/optimum-sme-finance-ltd-bristol-733192
register_status: active
register_as_of: 2026-10-30
publisher: Borderless (https://www.getborderless.co.uk)
source: UK Home Office register of licensed sponsors (Open Government Licence v3); Companies House
---

# Optimum SME Finance Ltd: UK sponsor licence status

> As of 30 October 2026, Optimum SME Finance Ltd (Companies House 10508987, Bristol) holds an A-rated Worker sponsor licence covering the Skilled Worker route and has appeared on the UK Home Office register of licensed sponsors since 18 May 2021 (source: Borderless, from the GOV.UK register of licensed sponsors and Companies House).

## Key facts

- Register status: Active: on the current register and licensed to sponsor workers
- Licence type and rating: Worker (A rating)
- Visa routes: Skilled Worker
- First seen on the register: 18 May 2021
- Legal name: ECAPITAL COMMERCIAL FINANCE (SOUTH WEST) LIMITED
- Industry: Financial Services
- Town: Bristol
- Registered address: Cube M4 Business Park, Old Gloucester Road, Bristol, England, BS16 1FX
- Companies House number: 10508987 (https://find-and-update.company-information.service.gov.uk/company/10508987)
- Register data as of: 30 October 2026 (GOV.UK register of licensed sponsors, re-read daily)
- Web page: https://uk-sponsors.getborderless.co.uk/sponsors/optimum-sme-finance-ltd-bristol-733192

## Where this sponsor sits

- One of 1,293 licensed sponsors in Bristol: https://uk-sponsors.getborderless.co.uk/sponsors/in/bristol
- One of 7,429 in Financial Services: https://uk-sponsors.getborderless.co.uk/sponsors/industry/financial-services
- Among 122,278 Skilled Worker sponsors: https://uk-sponsors.getborderless.co.uk/sponsors/route/skilled-worker

## Companies House changes since it joined the register

29 changes worth checking, checked 1 November 2026, newest first:

- 28 Aug 2026: New director appointed: NELSON, John Michael Stuart. Director change recorded on 28 Aug 2026. If this person is now your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 14 Apr 2026: New director appointed: FINN, Mark Lawrence. Director change recorded on 14 Apr 2026. If this person is now your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 31 Mar 2026: Director resigned: PERSSE, Anthony Charles. Director change recorded on 31 Mar 2026. If this person was your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 13 Feb 2026: Director resigned: ROSE, Victoria Margaret. Director change recorded on 13 Feb 2026. If this person was your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 27 Jan 2026: New director appointed: CLEAVER, Lisa Marie. Director change recorded on 27 Jan 2026. If this person is now your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 23 Jan 2026: Company name changed, now trading as "ECAPITAL COMMERCIAL FINANCE (SOUTH WEST) LIMITED". Company name change recorded on 23 Jan 2026. If this is the organisation named on your sponsor licence, the new name must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 7 Nov 2025: Director resigned: COTTENDEN, Darren John. Director change recorded on 7 Nov 2025. If this person was your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 30 Oct 2024: Shares cancelled (capital reduction). Share filing recorded on 30 Oct 2024, alongside a new majority owner or controller. If all or a controlling share of your organisation was sold, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 29 Oct 2024: Class of shares re-designated. Share filing recorded on 29 Oct 2024, alongside a new majority owner or controller. If all or a controlling share of your organisation was sold, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 28 Oct 2024: Notification of Ecapital Commercial Finance Limited as a person with significant control. New majority owner or controller recorded on 28 Oct 2024. If control of your organisation has passed to a new owner, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 28 Oct 2024: New director appointed: COTTENDEN, Darren John. Director change recorded on 28 Oct 2024. If this person is now your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 28 Oct 2024: Director resigned: SUGARMAN, Peter Michael. Director change recorded on 28 Oct 2024. If this person was your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 28 Oct 2024: Secretary resigned: ROSE, Victoria Margaret. Company secretary change recorded on 28 Oct 2024. If this person was your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 28 Oct 2024: Director resigned: RICHARDS, Henry David Penrose. Director change recorded on 28 Oct 2024. If this person was your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 28 Oct 2024: New director appointed: TAYLOR, Anne Katherine. Director change recorded on 28 Oct 2024. If this person is now your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 28 Oct 2024: New director appointed: TILLING, David James. Director change recorded on 28 Oct 2024. If this person is now your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 28 Oct 2024: New corporate-secretary appointed: SPEAFI SECRETARIAL LIMITED. Company secretary change recorded on 28 Oct 2024. If this person is now your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 25 Oct 2024: New shares issued (allotment): possible new shareholder. Share filing recorded on 25 Oct 2024, alongside a new majority owner or controller. If all or a controlling share of your organisation was sold, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 23 Oct 2024: Shares sub-divided or consolidated. Share filing recorded on 23 Oct 2024, alongside a new majority owner or controller. If all or a controlling share of your organisation was sold, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 28 Dec 2023: Director resigned: KING, Philip John. Director change recorded on 28 Dec 2023. If this person was your Authorising Officer, Key Contact or Level 1 user, the change must be reported in the SMS (the Home Office sponsor system) within 20 working days.
- 5 Jul 2023: Class of shares re-designated. Share capital filing recorded on 5 Jul 2023. No new majority owner was notified, so this is usually routine. If it did pass a controlling interest to someone new, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 29 Jun 2023: Company bought back its own shares. Share capital filing recorded on 29 Jun 2023. No new majority owner was notified, so this is usually routine. If it did pass a controlling interest to someone new, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 22 Jun 2023: Company bought back its own shares. Share capital filing recorded on 22 Jun 2023. No new majority owner was notified, so this is usually routine. If it did pass a controlling interest to someone new, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 16 Aug 2022: Company bought back its own shares. Share capital filing recorded on 16 Aug 2022. No new majority owner was notified, so this is usually routine. If it did pass a controlling interest to someone new, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- 10 Aug 2022: Share capital filing. Share capital filing recorded on 10 Aug 2022. No new majority owner was notified, so this is usually routine. If it did pass a controlling interest to someone new, the licence does not transfer automatically, and a new licence application may be needed within 20 working days.
- + 4 earlier changes on the web page

Companies House cannot show who holds the licence roles or whether a change was reported to the Home Office, so these are prompts to check against your own records, not findings.

## Sponsored jobs

No listings matched yet. Job listings are harvested daily from Reed, Adzuna, Jooble and Careerjet and matched back to the register by employer name.

## Common questions about Optimum SME Finance Ltd

### Is Optimum SME Finance Ltd a licensed UK visa sponsor?

Yes. Optimum SME Finance Ltd in Bristol is on the Home Office register of licensed sponsors under this name since 2021. It can sponsor workers from overseas, but not every job it advertises comes with sponsorship.

### What visa routes can Optimum SME Finance Ltd sponsor?

Optimum SME Finance Ltd is licensed for Skilled Worker. Its licence rating on the register is "Worker (A rating)".

### Where is Optimum SME Finance Ltd based?

The register lists Optimum SME Finance Ltd at Cube M4 Business Park, Old Gloucester Road, Bristol, England, BS16 1FX. This is usually the head office; the job itself may be somewhere else.

### How current is this information?

This page uses the UK Home Office register of licensed sponsors, as published on 30 October 2026, and Companies House records for company number 10508987. We update it daily. Always confirm a licence status on GOV.UK.

## About this data

- Source register: UK Home Office, Register of Licensed Sponsors (Workers), https://www.gov.uk/government/publications/register-of-licensed-sponsors-workers (Open Government Licence v3). GOV.UK is authoritative; confirm there before relying on a licence status.
- Company records: Companies House, https://find-and-update.company-information.service.gov.uk/
- Published by Borderless (https://www.getborderless.co.uk), an OISC-regulated UK immigration provider. This is public register data, not legal advice.
- "First seen on the register" is when this organisation first appeared in our data, not the official licence grant date.
- Web page: https://uk-sponsors.getborderless.co.uk/sponsors/optimum-sme-finance-ltd-bristol-733192
- This fact sheet: https://uk-sponsors.getborderless.co.uk/sponsors/optimum-sme-finance-ltd-bristol-733192.md
- Site overview for AI agents: https://uk-sponsors.getborderless.co.uk/llms.txt
- Something wrong? Request a correction from the web page and the Borderless team will check it.
